| Sr. No. | Loan Type | Interest Rate |
|---|---|---|
| 1 | Electric Motor Pipeline | 9.50% |
| 2 | Shubhmangal (Marriage Loan) | 8.00% |
| 3 | Sprinkler Set | 9.50% |
| 4 | Drip Irrigation Set | 9.50% |
| 5 | Milch Animals | 9.50% |
| 6 | Tractor/Trailer | 9.50% |
| 7 | Low Horsepower Tractor | 8.50% |
| 8 | Mulberry Cultivation & Sericulture | 0% |
| 9 | Combine Harvester | 9.50% |
| 10 | Dragon Fruit Orchard Cultivation | 9.50% |
| 11 | Shade Net / Polyhouse | 9.50% |
| 12 | Higher Education | Bank PLR (March 2026) + 1% (i.e., Bank PLR 7.80% + 1% = 8.80%) |
| 13 | Sugarcane Harvesting Machine (Direct Loan) | 10% |
| 14 | Chawki Center (Direct Loan) | 9.50% |
| 15 | Agriculture Infrastructure Fund Scheme (AIF) | 9% |
| 16 | AMI Scheme | 9% |
| 17 | SMART Scheme | 9% |
| 18 | Kisan Credit Card | 4% |
| Sr.No. | Details | Service Charge |
|---|---|---|
| 1 | Up to Rs. 5.00 crore | Rs. 20,000 |
| 2 | More than Rs 5.00 crore | Rs. 40,000 |
| Loan Type | Loan Limit | Per Annum interest rate | Loan Tenure |
|---|---|---|---|
| Sugarcane Harvester Loan | 90% on the Quotation | 10% | 7 years |
| Tractor-Titsubishi, M.T. 180 D (18 to 27 HP) Tractor without Rotary one piece | 85% of the Quotation | 8.50% (to pacs) 9.50% (to member) | 5 years |
|
A. Electric Motor— Construction Cost (with accessories) 1. “3” Horsepower 2. “5” Horsepower 3. “7.5” Horsepower |
Rs. 19,000 Rs. 21,000 Rs. 29,000 |
9.50% (to pacs) 10.50% (to member) | 7 years |
| Shubh Mangal Loan Scheme | Depends upon the Land For Dry Land Rs. 20000/acre and For Irrigated Land Rs. 30000/acre | 8.00% | 6 years |
| Reshim Loan Scheme | Rs. 3.25 lakh | 0% | 3 years |
| Milk Cattle Loan Scheme | Rs. 2.00 lakh For Two Units | 9.50% (to pacs) 10.50% (to member) | 5 years |
| Drip Irrigation Scheme | Rs. 1.00 lakh/hect. Up to crop cultivation | 9.50% (to pacs) 10.50% (to member) | 3 years |
| Shed Net/Poly House Loan |
Depends upon Project
Cost (Area & Type of
Shed Net/Poly House)
For Dry Land Rs. 0.75 lakh/acre Irrigated Land Rs. 1.50 lakh/acre |
9.50% (to pacs) 10.50% (to member) | 6 years |
| Chawki Centre Loan Scheme | Rs. 12.00 lakh | 9.50% | 6 years |
| Short-term Agricultural Crop Loan | Rs. 5 lakh | 6% | 1 year |
| Pipeline Per Acre Rs. 50,000 | 90% of the Quotation submitted by the Member | 9.50% (to pacs) 10.50% (to member) | 7 years |
| Sprinkler | Maximum Rs. 34,000 | 9.50% (to pacs) 10.50% (to member) | 3 years |
