| Loan Type | Loan Limit | Per annum interest rate | Loan Tenure |
|---|---|---|---|
| Personal Loan for Salaried Person | No limit (As Per Salary) | Cibil Score 10.50% - 12.50% | 96 Months |
| Four-wheeler Loan for Salaried Person | No limit ( As Per Salary) | 11.5% | 60 Months |
| Dream Home Loan for Salaried Person | Rs. 60 Lakh | 9% | 20 years |
| Sr.No. | Details | Service Charge | |
|---|---|---|---|
| 1 | Up to 5 lakhs | Rs. 2,500/- | Commitment Charges – If at least 75% of the sanctioned cash credit limit is not utilized, annual charges of 0.20% of the sanctioned limit will be levied. |
| 2 | From 500,001 to 50 lakhs | Rs. 12,000/- | |
| 3 | From ₹51 lakh to ₹1.00 crore | Rs. 16,000/- | |
| 4 | More than Rs 1.00 cror | Rs. 21,000/- |
| Sr.No. | Details | Service Charge |
|---|---|---|
| 1 | Up to Rs. 5 lakhs | Rs. 2,000 |
| 2 | Rs. 5,00,001 to Rs. 10.00 lakh | Rs. 4,000 |
| 3 | More than Rs. 1,000,001 | Rs. 5,000 |
| Sr.No. | Details | Service Charge |
|---|---|---|
| 1 | Up to Rs. 5.00 lakh | Rs. 2,000 |
| 2 | Rs. 5,00,001 to Rs. 10.00 lakh | Rs. 3,000 |
| 3 | More than Rs. 1,000,001 | Rs. 5,000 |
| Sr.No. | Details | Service Charge |
|---|---|---|
| 1 | Loan Interest Certificate (First one free) | Rs. 150/- |
| 2 | Solvency Certificate (per lakh) | Rs. 200/- |
| 3 | Bank Guarantee D.S.D.H. | At the rate of 4% |
| 4 | ECS Registration | Rs. 100/- |
| 5 | ECS per transaction | Rs. 5/- |
| 6 | ACH Debit Order | Rs. 200/- |
| 7 | Amount credited via ACH mandate | Rs. 100/- |
| 8 | Power of Attorney / Letter of Authority | Rs. 100/- |
| 9 | Doorstep banking facility | Rs. 100/- |
| Sr.No. | Loan type | Interest rate |
|---|---|---|
| 1 | Salaried Employees' Credit Society | 10.5 |
| 2 | Labour Cooperative Society | 10.5 |
| 3 | Other Associated Organizations | 11 |
| 4 | Home Loan (for others) | 9 |
| 5 | Housing Loan (for Staff) | 8 |
| 6 | Housing Loan (for Development Staff and Salaried Employees' Credit Societies) | 9.5 |
| 7 | Pension Loan | 11.5 |
| 8 | Two-wheeler/Four-wheeler Vehicle Loan (for others) | 11.5 |
| 9 | Two-wheeler/Four-wheeler Vehicle Loan (for Staff) | 9 |
| 10 | Solar Power Project | 11 |
| Sr.No. | CIBIL Score | Interest rate | |
|---|---|---|---|
| 1 | (-1) and more than 750 | 10.5 | 10.5 to 11 CIBIL score range |
| 2 | 700 to 749 | 11 |
| Sr.No. | CIBIL Score | Interest rate | |
|---|---|---|---|
| 1 | (-1) and more than 750 | 8.5 | CIBIL score in the range of 8.5 to 9 |
| 2 | 700 to 749 | 9 |
| Sr.No. | Loan type | Interest rate |
|---|---|---|
| 1 | Secured Loan (Working Capital) | 9.25 |
| 2 | Secured Loan (Working Capital) (Participation Scheme) | 11 |
| 3 | Hypothecation Loan | 9.25 |
| 4 | Loan against hypothecation (overdue) | 11.25 |
| 5 | Short term loans | 9.25 |
| 6 | Term Loans / Long-term Loans | 9.25 to 12.50 |
| 7 | Other Term Loans (Solvent Loans) | 10 |
| 8 | Self-Help Group Loan (NRLM) | 12 |
| 9 | Loans for other women in self-help groups | 12 |
| 10 | Self-Help Group Loan (NULM) | 12 |
