Latur District Central Co-Op. Bank Ltd., Latur

  • admin@laturdccb.bank.in
  • 02382-245120
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Latur District Central Co-Op. Bank Ltd., Latur

  • admin@laturdccb.bank.in
  • 02382- 248371
Main Menu

Latur District Central
Co-Op. Bank Ltd., Latur

Current Account

Banking Solutions that Empower your Business

Current Account

Banking Solutions that Empower your Business

With our Business Banking services, we provide extensive banking solutions to meet the needs of every MSME. We offer you a variety of convenient services like cheque payments, overdraft facilities and tax payments. We empower rural MSMEs to manage cash flow and engage more efficiently with suppliers, customers, and government agencies, fostering economic prosperity in the community.
  • Features
  • Current accounts are operated to run a business
  • Interest is not paid on them by the bank
  • The account needs a higher minimum balance to be maintained as compared to the Savings Account
  • Penalty is charged if the minimum balance is not maintained
  • Interest is charged on the short-term funds borrowed from the bank
  • Benefits
  • SMS alerts
  • Enables businessmen to conduct their transactions effortlessly
  • Smoothens cash flow
  • No restriction on the number and amount of deposits
  • Documents Required
  • Any identity proof and address proof subject to the bank's satisfaction
  • KYC documents should be valid on the date of submission
  • Indicative list of KYC documents is subject to change as per regulatory guidelines and internal KYC Circulars of LDCC Bank
  • For more information, please visit your nearest LDCC Bank branch
  • Terms and Conditions
  • All banking transactions are chargeable at normal charges as published from time-to-time.
  • Any government charges, duties or taxes devolving from the provision of any of the facilities shall, if imposed upon the Bank (either directly or indirectly), be debited from the customer's account.
Sr. No. Account Type Minimum balance for opening a new account
1 Opening a new account and the minimum balance to be maintained by the account holder in savings/current accounts ---------------- So. current account 3000.00 Account Maintenance Charges Rs.100/- (Except for Niradhar, Scholarship,) Account (Only for Accounts with ACCOUNT STATUS OPEN) A charge of Rs. 100/- per quarter applies if the minimum balance is not maintained in the account.
2 Ms. current account 2000.00
3 Urbanbank Current Account 10000.00
Sr. No. Account Type Number of cheque leaves Chequebook service charges
1 So.Current Account 60 100
2 Current Account 60 100
3 Primary Bank 90 200

Inoperative charges

Sr. No. Details Service Charge
1 Current Account Maximum Rs. 100/- per half-year.

Duplicate Passbook

Sr.No. Account type Service Charge
1 Current Account Rs.100/- per passbook
2 Old records Rs.30/- per page

Balance Certificate

Sr.No. Details Service Charge
1 Current Account Rs. 127/- The above charges will apply if a request is made at times other than the September and March half-yearly periods.
2 Other accounts Rs. 127/-
Cancellation of DD Rs. 100/- In accordance with the bank's demand
draft unification policy, a duplicate demand
draft cannot be issued; a new demand draft
should be issued instead.
Duplicate Deposit Receipt Rs. 100/-
Details Stop Payment (per cheque) Signature Verification Account Statement (per page)
Service Charge Rs. 100/- Rs. 350/- Rs. 25/- Note: Requests for the current month's account statement will be free of charge. However, service charges as specified above shall apply for statements from the previous month.
Details Loss per token No objection certificate Check return charges SMS charges
Service Charge Rs. 300/- Rs. 150/- Rs. 423/- Rs. 25/- per quarter
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